Live Verification Protocol · v4.0

Hardened trust for insurance pipelines.

Identity verification, bank account pulls, credit reports, and tax data. Priced per pull and built for agency operators. Cut chargebacks. Qualify leads. Vet agents on net terms.

Start Free · Get API Key
Bank grade dataSOC 2 alignedNPN friendly
9:41●●●● 5G
verify.api
Secure
Verify your identity
Takes about 60 seconds. Bank grade encryption.
🪪
Government ID
Scan front and back
Required
🏦
Connect bank
Read only balance check
Required
📊
Credit report
Soft pull · no score impact
Required
🧾
Tax info
IRS wage & income transcript
Required
Auto-playing demo
What your customer sees
240+ insurance agencies1.2M verifications runSOC 2 aligned30 day money backBank grade data partners

Four pipelines. One verification layer.

01 / Recruiting

Agent Vetting

Onboarding agents on net term contracts? Pull credit, bank, and tax in one call. Eliminate bad actors before the first deposit and stop downstream chargebacks at the source.

02 / Prospecting

Intent Lift

Require ID verification at lead capture. Verified prospects close at multiples of unverified leads, without raising CPL beyond the quality return.

03 / Broker / IMO

Net Term Safeguard

Reselling leads or call traffic on terms? Soft credit pulls let you set per buyer credit limits, protecting receivables and unlocking scale.

04 / Credit Reporting

Report & Recover Debt

Pull credit on every counterparty, then flip the table. Our merchant reporting concierge registers your company with the major credit bureaus so you can submit unpaid balances and turn bad debt into leverage.

From signup to first verification in minutes.

01

Sign Up Free

Create your account in 30 seconds. No credit card to start.

02

Get Credentials

Spin up a key from your operator dashboard.

03

Drop In

Paste the embed snippet, call the REST API, or have our team do it for $197.

04

Track in Dashboard

Real time logs, billing, and pull by pull cost.

Four data products. One API key.

01

ID Verify

$2.50 / pull

Government ID match plus selfie liveness plus AML and OFAC screening.

02

Bank Connect

Included in bundle

Secure 12 month transaction and income verification via bank link.

03

Credit Report

Usage based

Soft credit pulls for net term risk scoring. Hard pulls on request.

04

IRS / Tax Data

Usage based

Wage and income transcript access for high trust onboarding.

Section / 04 · Access

Data this powerful should not require a 90 day underwriting.

Most identity, bank, credit, and IRS providers gatekeep small agencies, brokers, and consumer to business operators behind enterprise contracts and compliance teams they cannot afford. We flipped that. We hold the licensing, the audits, and the bureau relationships. You hold the API key.

Everyone elseLocked out

Built for Fortune 500 procurement, not your agency.

  • Months of underwriting and back and forth
  • Minimum volume commits and annual contracts
  • SOC 2, PCI, and vendor questionnaires from you
  • Direct contracts with each data bureau
  • Legal review for every consumer permissible purpose
  • Dedicated compliance officer on payroll
VouchdSame day access

Built for the agencies, brokers, and operators actually closing the business.

  • Sign up, verify your business, start pulling the same day
  • True pay as you go from $2.50. Cancel any time
  • We hold the certifications. You inherit the coverage
  • One contract, one API, every data source included
  • Consumer consent and FCRA flow built into the widget
  • Our compliance team is your compliance team
SOC 2 Type II
We hold it. You inherit it.
GLBA + FCRA
Permissible purpose handled in the widget.
Bureau contracts
One agreement covers every data source.

You sit back, run your pipeline, and pull the data you need to qualify a lead, fund a policy, or protect a receivable. Compliance is our problem. Closing is yours.

Section / 03 · Integration

Three lines. Live verification.

Drop the embed, hit the REST endpoint, or use the SDK. Your customer sees a polished consumer flow. You get a signed verification payload back.

Live preview
verify.api · 1 line embed
200 OK · verified in 1.4s · score 98
9:41●●●● 5G
Vouchd
Step 1 of 5
Government ID
Scan front, back, and selfie liveness.
Driver License
JANE A. DOE
DOB 04/12/1989
DL D1234567
Liveness check✓ Passed
Auto-playing demo
session_id · 0x9F22A1● live

Operators don't take chances. Neither does Vouchd.

"We caught three bad recruits in the first week. Vouchd paid for itself by month end."

Marcus L.

Agency Owner · 60 agent FMO

"Gating leads behind ID verify dropped our junk lead spend by half. Close rate jumped overnight."

Daniela R.

Lead Buyer · Final Expense vertical

"Net term protection alone is worth 10x the license. Bad debt is basically zero now."

Trevor P.

IMO · Lead reseller, $4M GMV

Free to start. Per pull pricing.

No platform fees. No monthly minimums. Pay only for the verifications you run.

Section / 05
Volume calculatorPer pull · Pay as you go
Estimated pulls / month
150
01004005001,000+
0–100 pulls / month
$8.50
100–400 pulls / month
$6.50
400–500 pulls / month
$5.75
500+ pulls / month
Custom
Your rate
$6.50/ pull
Estimated monthly
$975
Bundle includes ID, bank, credit, and tax verification per pull.

Per verification:

Tier 01Entry Point

ID Verify

Standalone identity verification. No banking required.

$2.50/ per pull
  • Government ID match (OCR plus barcode)
  • Selfie liveness check
  • AML / OFAC / watchlist screening
  • Webhook ready JSON response
Start with ID Verify
Tier 02Recommended

Full Intelligence Bundle

ID + Bank + Credit + IRS. The complete trust signal in one call.

$8.50/ per pull
  • Everything in ID Verify
  • Bank connect (12 month transactions)
  • Soft credit report
  • IRS / tax transcript access
Run the Full Bundle
Optional add on · Done for you

No dev team? We'll integrate it for you. $197.

One time fee. Our team wires Vouchd directly into your CRM, lead form, or onboarding flow. Self serve docs and embed snippets are always free with your account. This is only if you want us to do the work.

Zero risk activation

30 day money back guarantee.

Run as many verifications as you want for 30 days. If Vouchd doesn't pay for itself, in caught chargebacks, lifted close rates, or protected receivables, email us. We'll refund any per pull spend in your first 30 days, no questions asked.

Start Free · Get API Key
Section / 04

The integrity layer for insurance.

The agencies winning right now have one thing in common: they verify before they commit capital, contracts, or commissions. Vouchd is the integrity layer for that operating model.

40%

chargeback reduction

3.2×

lead close rate lift

$8.50

per full bundle pull

$2.50

per ID Verify pull

FAQ

Common questions.

Founder pricing · While available

Stop guessing. Start verifying.

Insurance agents, agency owners, and lead brokers are activating Vouchd right now. Free signup. Per pull pricing from $2.50. 30 day money back guarantee.

Start Free · Get API Key →