For small & mid-sized businesses

Verify before
you trust.

Vouchd is the verification layer for businesses that can't afford to find out later. Run ID, bank, credit, and IRS checks on any customer, vendor, or partner in seconds. One API. Compliance carried. Trust before money moves.

Start Free →See what we verify

No card required · Pay per verification · From $2.50

ID Verified

Marcus L.

Driver's License · TX · Match 99.4%

Bank Verified

Acme Logistics LLC

Chase · 18 mo history · 0 NSF

Credit Pulled

J. Patel

FICO 742 · Thin file: no

IRS / W9

Northwind Media Inc.

EIN match · Form W9 captured

SOC 2 Type IIGLBA + FCRA coveredID · Bank · Credit · IRSLive in under a day
Built for the businesses big platforms ignore

Underwriting that used to take months. In a day.

Plaid, LexisNexis, and the bureaus require minimum volumes, SOC 2 audits, and quarter-long legal reviews. We carry the compliance. You sit back and gather the data your pipelines actually need.

Brokers & Networks

Insurance agencies, MGAs, and recruiters

Verify recruits, agents, and clients before contracts and commissions go out. Cut chargebacks and contract leakage.

See Insurance →Lead Marketplaces

Pay per lead & pay per call networks

Vet net-spend buyers and publisher ownership before traffic flows. Protect receivables and stop 1099 fraud at the door.

See PPL / PPC →Operators & Marketplaces

SMBs onboarding customers, vendors, or partners

B2B marketplaces, fintech, rentals, B2B SaaS, professional services. Anywhere money or risk moves between parties.

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What we verify

Four signals. Everything you need to underwrite a counterparty.

ID

Identity Verification

Driver's license, passport, selfie liveness. Match scores in seconds. Built on the same rails the banks use.

From $2.50

Bank

Bank Verification

Live balances, 24 months of transaction history, NSF count, payroll cadence. Powered by Plaid.

Included

Credit

Credit Reports

Full credit pulls with FICO and thin-file detection. White-labeled bureau access without the underwriting.

Usage-based

IRS

IRS & Tax Data

Capture W9s, validate EINs, pull tax transcripts and income directly from the IRS with consumer consent.

Usage-based

The unlock

Compliance is our problem. Closing is yours.

The enterprise stack

Built to lock SMBs out.

  • Months of underwriting interviews
  • Minimum verification volumes
  • SOC 2 Type II + PCI audits required
  • Quarter-long legal review
  • Per-bureau contracts to negotiate
Vouchd

Same data. None of the gatekeeping.

  • Same-day API access
  • Pay-as-you-go from $2.50
  • One contract. One API.
  • Consumer consent + FCRA handled
  • Compliance team on payroll. Yours.
How it works

Plug in once. Verify forever.

01

Sign up

Free account. Live API key in your dashboard immediately.

02

Embed or call

Drop the embed snippet into your form, or call the REST API directly.

03

Verify

Customer consents once. ID, bank, credit, and IRS flow back in seconds.

04

Decide

Receipts, audit logs, and webhooks land in your dashboard and stack.

Pricing

Pay only when you verify.

ID
$2.50per verification

Government ID + selfie liveness.

Bundle
$8.50per verification

ID + bank + credit + IRS in one call.

W9
$3.50per capture

Validated EIN + signed W9 from IRS.

Volume calculatorPer pull · Pay as you go
Estimated pulls / month
150
01004005001,000+
0–100 pulls / month
$8.50
100–400 pulls / month
$6.50
400–500 pulls / month
$5.75
500+ pulls / month
Custom
Your rate
$6.50/ pull
Estimated monthly
$975
Bundle includes ID, bank, credit, and tax verification per pull.

Volume discounts at 1,000+ / month. No monthly minimums.

Stop transacting on hope.

Spin up an account in 60 seconds. First verification in five minutes.

Start Free →For InsuranceFor PPL / PPC